No one likes living paycheck to paycheck in this day and age. We’re constantly being reminded why having secure financial freedom is so important. Whether you’re needing money to budget for your future or to simply enjoy the fruits of your labor—it literally makes the world go round, and how you manage it makes all the difference.

Money affects each of our lives every single day. We use it to pay for our food, clothing, living, and almost everything else needed to survive. It’s extremely necessary to reflect on our financial situation and what all we spend our money on—or lack thereof. To do this, you should be asking yourself a few questions in regards to your overall financial health.

Your financial health is important and what better way to make sure you’re ahead of the curve with a few questions you should constantly be asking yourself. Here are five money making questions to get you started.

  1. What are my biggest expenses?

What are you constantly having to spend the most money on each month and why? Is this an expense that is necessary or simply a want? Make sure you’re aware of this large expense and what it means for your financial situation. If you can cut back or eliminate it all together, then do just that—however if you realize that your biggest expense is a necessity, make sure you take care of it accordingly without putting yourself in a hole.   

  1. How much did I spend this week? This month?

Keeping a recollection of how much money you are spending each day, week, and month is something that is extremely important when it comes to money management. You want to make sure you’re in control of your finances—and not the other way around. Keeping a budget planner will allow you to write down what you’ve spent, what you may have left to spend, and how much you’ve spent overall. 

  1. Is my money being spent on things that are a necessity?

I know necessities range from each person, we all value different things, but we have to also be realistic with ourselves. That extra drink at the bar or those new pair of shoes may have not necessarily been a necessity. You have to be smart about your spending habits and be honest with yourself.

  1. What can I do to increase my income?

Having multiple streams of income is so beneficial in more ways than one. It allows you financial freedom and allows you to indulge in things that you may not have been able to before then. Picking up a side hustle such as blogging, photography or being a foodie can eventually turn into a second stream of income. Who doesn’t want to get paid for doing something they love?!

  1. Do I have a long-term money goal set in place?

This is one of the most important financial questions you should be asking yourself. Do you have a retirement plan set in place once you stop working? Are you aware of how drastically your financial situation may change if you have to stop working? Making sure you have a long-term money goal set in place that you can actively implement will save you so much trouble in the long run.


Although there are several questions you should be asking yourself when it comes to your finances, hopefully these five questions will spark your thinking. Each question you ask yourself should be tailored to your financial situation and needs, but these questions will allow you to better manage your money and financial health.

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